Powered by Private AI

Financial peace, without the work.

No typing. No spreadsheets. Barkat reads your receipts and bank alerts, flags what to cut, and shows what's safe to spend — before you even ask.

Join Waitlist See How It Works
Self-hosted Private AI
One-click opt-out, anytime
Saves you money quietly
Currently onboarding early users
Overview July 2026
Monthly Spending
$2,480
Saved $720 this month
Spend
Mix
Budget used 78% of $3,200
Recent Transactions
W
Whole Foods
-$64.20
E
Electric Co.
-$88.40
T
Transit Card
-$32.00
Quiet savings
Saved $340 — without trying
Budget status
On track ✓
Launching Soon
Built by an experienced backend engineer
Powered by AWS
Privacy First
AI Native
Why Barkat

Every other app asks you to do the work. We think that's broken.

Barkat does the work instead — every transaction captured, understood, and turned into advice, automatically.

Manually typing every receipt line
Barkat reads every receipt, email and bank alert — so you don't have to
One tap to disconnect anything. No lock-in, ever.
Features

Everything runs in the background

Automatic Expense Tracking
Captured and organized the moment it happens. You never type a thing.
Email Receipt Parsing
Forward nothing. Barkat reads receipts straight from your inbox.
Smart AI Categorization
Every purchase sorted automatically — and it gets sharper the more you use it.
Budget Planning
Set a limit per category. Always know exactly where you stand.
Savings Insights
You save money without trying — Barkat finds it hiding in your own spending.
Monthly Reports
Your month, summarized — income, spending, trends. Zero effort.
Your AI Financial Advisor
Barkat tells you what you're overspending on, which subscriptions to cancel, and where to save — powered by private, self-hosted AI.
Cash Flow Forecasting
Barkat predicts what's coming and tells you exactly what's safe to spend, before payday arrives.
Search Everything
Find any transaction, receipt or category in seconds — across your entire history.
Product Tour

See Barkat in action

From raw transactions to advice — without lifting a finger.

HOW JULY ENDS
You'll spend $2,840 and save $360 — beats your $300 goal.
Projected spend
$2,840
You'll save
$360
Spending pace Actual Forecast
Jul 1TodayJul 31
BARKAT SAYS
Dining is trending 18% higher this month. Skip two weeknight orders and July becomes your best savings month yet.
Privacy First

Your financial data belongs to you.

Privacy isn't a feature. It's the foundation.

Barkat runs on self-hosted AI models built in-house. Nothing is ever shared with OpenAI, Google, or any third-party AI provider.

Runs on private, self-hosted AI — never OpenAI, Google, or anyone else
One-click opt-out — disconnect any data source instantly, no questions asked
Only transaction data is ever read — everything else stays untouched
Read the full privacy policy →
Under the hood

Built on serious infrastructure

Flutter
Cross-platform mobile app for iOS and Android.
Spring Boot
Core backend services and business logic.
AWS EC2
Scalable, reliable compute infrastructure.
PostgreSQL
Structured, durable financial data storage.
AI Infrastructure
Self-hosted inference pipeline for private AI.
Scalable Architecture
Designed to grow with demand from day one.
founder photo
About the Founder

Hi, I'm Kajal.

I'm a backend engineer passionate about building scalable cloud applications. I started Barkat because managing personal finances shouldn't require spreadsheets or manually logging every purchase.

My mission is to make personal finance effortless, intelligent and privacy-first.

Roadmap

Where we are, where we're going

Current
Backend MVP
Flutter App
AI Categorization
Email Parsing
Coming Soon
Android Launch
iOS Launch
Budget Automation
Smart Forecasting
FAQ

Questions, answered

Financial peace of mind starts here.

Join the first group of early users — no work required.